JUSTIFICATION
"Justification is the work of God where the righteousness of Jesus is reckoned to the sinner so the sinner is declared by God as being righteous under the Law (Rom. 4:3; 5:1,9; Gal. 2:16; 3:11). This righteousness is not earned or retained by any effort of the saved. Justification is an instantaneous occurrence with the result being eternal life. It is based completely and solely upon Jesus' sacrifice on the cross (1 Pet. 2:24) and is received by faith alone (Eph. 2:8-9). No works are necessary whatsoever to obtain justification. Otherwise, it is not a gift (Rom. 6:23). Therefore, we are justified by faith (Romans 5:1)."
(Source: www.carm.org/questions/justification.htm)
Links:
www.carm.org/questions/justification.htm